Why do I need Working Mens Club Insurance?
Despite a drop in numbers there are still approximately three thousand working men's clubs in the UK. They are a type of private Working Mens Club which are generally situated in industrial areas, particularly in the north of England. These clubs provide recreation and entertainment for working class men and their families. A committee who is responsible for running the club is also required to ensure that it is properly insured.
Typically clubs sell alcohol, with many providing hot food. Entertainment is a major part of any working men's club and when live acts make appearances, there will be larger gatherings of people. Committee men will be well aware that a combination of many people, alcohol and hot food are areas where accidents may happen. Any accident that does occur on the premises which results in injury means that the club itself could be sued for negligence, if they are at fault. If the establishment isn't correctly insured it could be closed down by health and safety experts.
Insurance policies come in many packages. There are property and business interruption, plus full liability covers. Employers Liability is a must and it is the club's responsibility to ensure this is in place to protect their employees from injury or death. Other add-on insurance policies may also come in useful for this type of environment, such as loss of licence, stock in trade, glass breakages and money cover.
To obtain a quotation just complete the online proposal form and a competitive price will be given. Independent insurance brokers are the easiest and quickest way to receive a detailed account of any policy cover, including the cost.
